NationsCredit Solutions an alternative to Bankruptcy


Debt Settlement Program vs. Debt Management Plan

In most situations, one of these two will best fit what you need in becoming debt free. Once you review these two options, you can now call us or you can apply online. We recommend you to speak to one of our certified Account Managers.

Please keep in mind that although we understand that you would prefer to maintain a good credit rating with the lowest payment, it is not always the case. The only way to maintain a good credit rating is to pay the full monthly payment on time every month with all of your creditors. 

Once you are late, your credit rating has been negatively affected and your interest rate with your credit cards have been increased which make it even harder for you to make your monthly payments. 

You have to ask yourself this.  Can you get back on track to start making the full monthly payments on time?  At some point, it will be very important for you to realize that you must take steps in paying off your entire credit card debts or your credit may not improve to a good credit rating. We encourage everyone to payoff their debts and make their monthly payments but what if you can't. We do not take clients in our program who is financially well off. Our program is designed for those who are in financial hardship.

Bottom line is this.  What can you afford every month so you can take the steps in paying off your debts but more importantly, can you pay for the necessities for your family to survive?  We recommend you to call one of our certified Account Managers who will discuss your options with you.

 
Debt Settlement Program Choose
One
Debt Management Plan
Credit Counseling
Usually for consumers with less than perfect credit   Good Credit is a big concern to you
Credit score is not a concern for you at this time since it is under 620   You make enough money to cover the monthly payment for all credit cards
You need the lowest payment to
payoff your debts
   
Collectors will continue to call you
 
  Collection Agencies and banks will slow down the calls
Your balance will be settled at a much lower balance than what you owe   You must pay the full balance and the interest payment evey month
Your monthly payments are flexible
 
  You cannot miss one monthly payment
Your payments are much lower than your current minimum payments   Your interest rates are negotiated every 6 months to 12 months
Fico Score 620 or lower
 
  Fico score 650 or higher
Bottom line is what can you afford every month so you can pay for the necessities for your family? Good credit rating does not pay for your family to eat but you have to do something to payoff your debts.    Bottom line is what can you afford every month so you can pay for the necessities for your family?


    

 



Fact #1
Our 5 Step Certified Plan will help you to payoff your credit faster with a lower monthly payment than your current situation.

Fact #2
Bankruptcy is not the only choice you have. You actually have 5 choices that we would be happy to share with you.

Fact #3
As a consumer, you have rights! Do not let the collection agencies push you around. Take control of your debts with Nations Credit's 5 Step Certified Plan.



NationsCredit Solutions, Inc.
5868 Owens Ave, Ste 250
Carlsbad, CA 92008
800-261-1211

Customer Service
866-234-1774

Hours of Operation
Monday - Friday
7:00 a.m. - 6:00 p.m. PST
Saturday
9:30 a.m. - 1:00 p.m. PST
Closed on Sunday


Copyright © Nations Credit Solutions, Inc. All rights reserved.